Posted by: jmwilsonmga | July 26, 2011

‘Bounce House’ Hazards : Child Safety & Insurance Underwriting Guidelines

“Whoa, what is that?  Is it a plane…a UFO…? Nope, just a couple of 5-year-old kids floating across the road in a Bounce House….wait….WHAT?”

Unfortunately, more and more scary incidents are occurring across the nation  (like this video above) with the use of bounce houses, moon bounces, or whatever the kids are calling them these days.  Whether the devices are collapsing due to excessive weight, being blown over, or literally lifted into the air (giving kids a ride they’ll never forget and striking parents with a sense of fear I would never want to experience).

Most, if not all, of these issues can be easily avoided by following a few simple rules;

  • Verifying that the equipment is set up, tested, and tied down according to industry standards by an experienced employee of the vendor
  • Rules of Operation clearly posted on or next to the inflatable device
  • A full-time company employee supervising the device at all times while in operation
  • Never setting up the device on asphalt or concrete

With summer upon us, parents are looking for exciting ways to keep their children happy and active – as well as competing with Little Johnny’s party from last week!  This is one way they can do that and be sure that the rules are followed to keep everyone safe.

Do you have any ‘Bounce House’ or inflatables risks?  To have your risk quoted by one of JM Wilson’s experienced Underwriters, contact your JM Wilson office or call our main line at 800-666-5692.  We would love to help you safely and accurately insure these risks!

Questions?  Feel free to post them here on our blog or contact any of our knowledgeable, experienced, and friendly Underwriters at J.M. Wilson.

About the Author : James Reincke, Commercial Brokerage Underwriter

James has been a member of the J.M. Wilson Team for almost five years and currently serves as a Commercial Brokerage Underwriter. He grows and maintains a profitable book of business ranging from liquor liability to tough products, miscellaneous E&O (errors and omissions) to Pollution Liability, Excess Liability to Large Property and more. He also manages agency and company relationships. James loves meeting and growing relationships with the many different people that his position allows him to work with. He also enjoys the challenge of placing the difficult risks that he encounters. In his free time, James loves hunting, fishing, watching football, and most importantly, being the best father he possibly can be to his three-year-old son …or as James lovingly refers to him, “a terror on two legs”.

Disclaimer :  This article is for informational purposes only.  There is no legal advice being suggested or proffered.  The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.  This article is the opinion of the author and is not supported or endorsed by J.M. Wilson.  It should not be relied upon and may contain inaccuracies or content may have changed over time, contact your underwriter for the most current and accurate information.  Any comments or responses are the opinions of their authors.  Content on this site is believed to be covered under Fair Use.

Copyright 2011 J.M. Wilson Corporation

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Responses

  1. Bounce Houses are safe if used properly. This is a great article. I would add not to make a decision on the company to use to be strictly determined by the cost. You usually get what you pay for. There is a great website to give you a start on safety oriented companies to use, http://www.sioto.org. Or call What a great selection of bounce houses you have. Bounce House Rentals in Dallas TX and we can surely help you.


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