Posted by: jmwilsonmga | June 18, 2013

Sunblock and Foreign Liability : Vacation with a Brokerage Underwriter

Vacation in Florida! Sun, surf, and sand all around me and there I was on the beach, wondering if the little wooden umbrella in my beverage is made in the United States and sold overseas. Doesn’t everyone think about these things on vacation??

If a Beachmanufacturer sells and distributes their product overseas foreign liability is an important coverage for them.

Foreign liability is a specialty policy type for an insureds liability for foreign operations. Coverage can apply to US manufacturers who are selling their product, distributing their product, or have a permanent office and/or manufacturing facility overseas. This coverage can respond to suits brought against an insured filed outside of the United States, whereas domestic general liability policies are designed to respond to suits brought against an insured inside the US.  Foreign liability can include general liability, business auto, accident sickness/health and kidnap and ransom coverage.

Package policy premiums can start at $2500 minimum premium, with general liability only at $750 minimum premium. We can help you offer this important coverage to your insureds!  Contact me today if you’d like to learn more about how we can assist you.

Sherry--Updated-Dec-20102About the Author : Sherry Ihling, Property & Casualty Operations Coordinator & Brokerage Underwriter

Sherry Ihling joined J.M. Wilson in 2006, after coming from an independent agency as commerical producer. As and underwriter with J.M. Wilson, she is responsible for negotiating terms and pricing for new and renewal business, servicing existing accounts, and nurturing relationships with our agents and companies. She loves to talk about what people do, where their work takes them, and learning about other occupations. In 2012, Sherry was given an additional role of Property & Casualty Operations Manager. In this position she provides guidance and support to fellow associates and agents when Property & Casualty Manager, Roxanne Barry, is unavailable. Outside of the office, Sherry enjoys spending her time with her children, watching their lacrosse games, and home decorating. 800-562-4136,

Disclaimer :  This article is for informational purposes only.  There is no legal advice being suggested or proffered.  The author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information.  This article is the opinion of the author and is not supported or endorsed by J.M. Wilson.  It should not be relied upon and may contain inaccuracies or content may have changed over time, contact your underwriter for the most current and accurate information.  Any comments or responses are the opinions of their authors.  Content on this site is believed to be covered under Fair Use. Legal

Copyright 2013 J.M. Wilson Corporation

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